Car Insurance Too Expensive Not to Have Today

Has the idea of going without a fully insured car or vehicle ever crossed your mind over your low bank balance? If you are honest with yourself, I'm sure it probably has. Just as it has for many of us but the real question is can you really afford not to have your car insured today?

There are some car insurances like CTP (Compulsory Third Party) that you are obliged by law to have so you can register your car. Don't ever think about not registering your vehicle because as sure as God made little green apples, you could end up in the 'cider' and lose a lot more than just the price of the CTP and registration costs. I think it galls everyone who owns a vehicle today just how expensive it has become to own a vehicle each year.

But can you afford not to have your vehicle also covered for theft, fire and your death and many other things that you can insure against today. Yes, additions to a policy means a higher premium but its when something goes horribly wrong that is when you seriously appreciate your forward thinking. You see, in today's world its not just you insuring yourself against doing something wrong or fatal, it's also insuring yourself and your family about someone else doing wrong by you.

When you watch some of the reckless and irresponsible drivers taking so many life-threatening chances on our motorways and freeways they are the ones that you need to insure yourself, your vehicle and your family against.

Dodging them is obviously the preferred option, but the percentages of doing it indefinitely lessen as you spend more years on the road without having a serious incident or accident. Car insurance is an expensive item in a families budget but it is far more expensive not to have it