Many people today have a structured settlement that pays them out in dribs-and-drabs but they really need the money this month. The urgent need for ready cash could be to pay of credit cards or other debts or you may want to purchase stocks and bonds while the prices are lower than they could be in the future. Whatever your reason is for wanting the cash now is entirely up to you. It is your structured settlement entitlement and you can do with it as you will; so if you want to sell it, you need to be prepared to take less than its current value.
How much less is up to what you can negotiate with the buyer. But I suggest you make really sure that this is the best way of achieving a fix for whatever problem you are trying to solve. Sometimes, even if it takes years, a little bit of extra regular cash income coming in frequently can be a bonus.
Selling a structured settlement is a big decision
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